INSURANCE HONESTY IS THE BEST POLICY

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Honesty is the best policy
Don’t be tempted to be economical with the truth when applying for life cover in a bid to reduce the cost of your premiums.
If, for example, you have been seriously ill in the past, or are currently receiving medical treatment, or you are a smoker, you should declare this when applying.
Even though your premiums will be higher, if you aren’t honest and your insurer discovers after your death that you didn’t tell the truth, your policy will be invalidated and won’t pay out.

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