Applying for Health Insurance: Then and Now

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In which John Green attempts to apply for new health insurance coverage using the Affordable Care Act’s insurance exchanges and then through a private insurer that existed before the ACA (aka Obamacare) went into effect.

It’s of course too soon to tell which of these options will be cheaper, which will offer the best coverage, and so on, but I wanted to explore how the (still very glitchy) exchanges compare to the pre-ACA experience of trying to get approved for coverage.

Yes, I realize this video is over 4 minutes. I think it meets the definition of an educational video, but I’ll leave it up to y’all to discuss in Our Pants:


vlogbrothers says:

+John Green applies for health insurance through the Affordable Care Act
exchanges and a traditional private insurer: Applying for Health Insurance:
Then and Now 

jack lind says:

So I’m American and its completely alien to me to be able to walk into a
hospital and get service without paying for it, weather it be out of pocket
or by insurance. Socialism sounds awesome.

Kai Sea says:

If healthcare works for the rest of the developed world, it will work for
Guess how much my history matters for when I get sick? Not a whit. I just
tell my doctor or have my files transferred.
The only thing we have to pay for is an ambulance ride, which can get
expensive without insurance. No one dies for lack of money for medicine.

The only thing I have to pay for is elective surgery, which by definition I
don’t need, so it’s fine. There are /some/ things that slip through the
gap, but overall it’s pretty good.
Unless Tony Abbott succeeds in fucking it up, tho his latest attempt

jesuistahmid says:

in canada…. you just have to be a citizen. boom!

Quem é você, Clau? says:


Steven Black says:

I’m just sitting here eating ice cream

Ilse van de Vin says:

Hunger Games shirt yayy

restlesswikiinfo says:

Rolling though a stop sign, John you… Well, not really. Unless there was
poor visibility at that incident, chances are it would have been safe to
simply yield. 

Fran Rew says:

Check out this video on YouTube:

Cronicas 559 says:

Big surprise, the health insurance company asks you health questions.

adhd engineering says:

UKer here. Considered by friends to be slightly to the right of Hitler.
Wouldn’t swap the NHS for anything. 

Elle Hart says:

That is why you should live in Canada. No applying for medical insurance. 

jordan goldbloom says:

I got a health insurance ad well watching this :) 

Iris Meow says:

john owes punishment

Allied Coverage Reviews says:

Thanks for sharing your experience

Jacob Riddel says:


Brittany Bear says:

You know it’s bad when a writer says the language in an application makes
his head hurt. I feel bad for you guys in America. Yeah Canada!

Matt Uebel says:

#aca #obamacare.

John Chavez says:

Even with all the glitches, it’s apparently still faster to apply for
health coverage with the new exchanges under the Affordable Care Act than
going through the invasive application process with an individual private
care insurer that existed before the act went into affect.


Alex Byron says:

John, move to the UK. It’s better re healthcare!

Corvaire Wind says:
Jay Jones says:

it is easy.. just ask what have you ever done with the government that
turned out well? 

MaskinJunior says:

…mean while in socialist Sweden you don’t have to fill out anything, or
wait for servers. You are insured, to some extent even if you travel

Kate Childers says:
Hot Lead retired says:

I used my Obamacare card today. I kept the same doctor I always had. I kept
the same dentist I always had. I go to the same pharmacy I always have. My
medication was $6.00 dollars more than it used to be. My doctor visit was
$5.00 dollars more than it used to be. I can live with that especially if I
never have to work again.

Jonathan Perrine says:

Applying for Health Insurance: Then and Now

Always entertaining. 

Al says:

Hey John if you liked your doctor did you get to keep him?

Carlos Ochoa says:

*Applying for Health Insurance: Then and Now*

Stephen Watkins says:
Fred Hman says:


I signed up for my private health insurance in about 20 minutes. i dont
know what the hell he was doing.

thebookishgurl says:

You were raised in Florida….why u drink Pepsi?

Alfred Ingram says:

Amazingly,with all the glitches it takes almost two hours longer toapply
for non obamacare insurance online.

N Rzzle says:

You’ve heard of weighted questions? this is a weighted video. Come’on John,
we expect better.

Health Insurance Quotes says:

Hi John,

The video is really nice. But as someone said in below comments, have you
tried it recently? Or with private quote engines?

I think that would definitely be another unique experience. And I am sure
that video will also get popular just like this one.

Another thing is March 31st is approaching. That is last date for open
enrollment. Your video will help lots of people too.

Cheers . . ..


Daniel Skinner says:
ZiadKAbdelnour says:

It is clear to me today that Americans want health care; but they don’t
particularly want health insurance.

Health insurance companies, however, convinced the government that they are
instrumental to the delivery of health care, so the government is
compelling people to buy that.

The Administration’s argument is that too many people prefer to be “free
riders” — that is, they prefer not to pay for their own insurance while
health care reaches an emergency status and is paid for in full by
government services (such as emergency rooms)

Erik Ecoologic says:

John, did you read the terms and conditions (with the timer running)?

Joy Marcus says:

This act will enable millions of people (me included) to start their own
businesses because we’re not tried to jobs we hate. I am the proud owner of
a digital agency and have hired freelancers just like me to come together
to work for clients. Profitable, freeing and worth the birth pangs and
messiness of getting something positive done when all we have are naysayers
in Government that want to keep the status quo.

Daniel Shnaider says:

Ok. This is the type of video I need!

Jesusisyhwh says:

Are you sure you signed up for it, since only a few hundred signed up by
the 2nd day?

Mrjesse451 says:

Hahaha John being so smug about the ACA sign up when 99% chance his account
wasn’t even made. I doubt he was one of the 200 people nation wide who
actually were able to create an account that actually got made on the
server end that day. Anyway, might want to wait awhile to see what the
public goes through before you try to make a snobby ACA is better video LOL.

Whatever, still love you and your brothers videos and think you both do a
lot of good, even though I don’t agree with your political views. You guys
contribute a hell of a lot more than I do to public education and even
though this post is serious I just wanted to razz you a little bit.

Camille Miller says:

If anyone remembers what the youtube channel that they mention in some
video where they break down obamacare/universal healthcare could you tell
me what it is?

blastforyou says:

This law also requires that anyone in “poverty” will be enrolled in
medicare system. There are possibly 30 million plus indigents that will
enrolled in next 10 years. This system is already bankrupting taxpayer.
This is part of class warfare politics where “fairness” is extolled
constantly is and financial health of country is forsaken..

Zev Goldstein says:

Good to know

Cory DeVore says:

+John Green applied for health care through, then through a
regular private insurer. *Spoiler:* Despite’s technical
problems, he found it massively easier than the private insurer.

baba teixeira says:

it’s John. in case you forgot. YOUR NAME is JOHN GREEN

Joseph Kubasek says:

Applying for Health insurance Now and Then

Henry Chiapa says:

I am very cute….

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