Liability insurance for your DJI Phantom or any drone

Thanks! Share it with your friends!

Close

Ok, so it’s not the most exciting topic, but it might just get you out of some serious financial trouble. A look at liability insurance for your drone, some non-profit sources of it and why you should consider it.

Links mentioned in the video (please leave details of others in comments):

http://www.fpvuk.org
http://www.bmfa.org

http://www.modelaircraft.org

(Non-profit cartoon CC-BY-SA Nina Paley http://mimiandeunice.com/)

Website: http://www.onthekitchentable.info (videos are categorised and fully searchable)
Twitter: @Simon_Quads

If you find these videos useful, please like share and subscribe, and if you’d like to support the channel please consider becoming a patron: http://www.patreon.com/newton or donating via https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=3DAQD3G7KQ69A

Or you might like to support the channel by doing your usual shopping via my affiliate links! :)
Amazon UK: http://amzn.to/ZIfmx5
Amazon US: http://amzn.to/1FqMo5z
eBay US: http://ebay.to/1vWpwDF
eBay UK: http://ebay.to/1zK7G8l
Tmart.com http://www.tmart.com/sl/545b5485591ea (worldwide free shipping)
PowerDirector 13 http://bit.ly/1BcFaAp (This is the editing software I use for aerials and channel)

Animation and backgrounds by Blake Evans

My “On the Kitchen Table” videos are mainly aimed at newcomers to multirotors, quadcopters, drones and UAVs, particularly to the DJI product range, and the Phantom line in particular. I have how to’s, product reviews, tips, tricks, hints and information for beginners and those in the early stages of the hobby. I film “on the kitchen table” to show people that, like me, you don’t need a workshop and an array of specialist equipment and years of experience to get started and progress with flying these amazing aircraft and enjoying making great aerial videos and stills. So if you have bought, or are thinking of buying, a DJI Phantom, Phantom FC40, Phantom 2, Phantom 2 Vision or Vision+ or Plus, or even building your own DJI Flamewheel F450 or F550, we can do it… on the kitchen table!

Incoming search terms:

  • flewz77

Comments

Simon Newton says:

Ok, so it’s not the most exciting topic, but it might just get you out of
some serious financial trouble. A look at liability insurance for your
drone, some non-profit sources of it and why you should consider it.

Links mentioned in the video (please leave details of others in comments):

http://www.fpvuk.org
http://www.bmfa.org
http://www.modelaircraft.org

Website: http://www.onthekitchentable.info (videos are categorised and
fully searchable)
Twitter: @Simon_Quads

If you find these videos useful, please like share and subscribe, and if
you’d like to support the channel please consider becoming a patron:
http://www.patreon.com/newton or donating via
https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=3DAQD3G7KQ69A

Or you might like to support the channel by doing your usual shopping via
my affiliate links! :)
Amazon UK: http://amzn.to/ZIfmx5
Amazon US: http://amzn.to/1FqMo5z
eBay US: http://ebay.to/1vWpwDF
eBay UK: http://ebay.to/1zK7G8l Tmart.com
http://www.tmart.com/sl/545b5485591ea (worldwide free shipping)
PowerDirector 13 http://bit.ly/1BcFaAp (This is the editing software I use
for aerials and channel)

Animation and backgrounds by Blake Evans

My “On the Kitchen Table” videos are mainly aimed at newcomers to
multirotors, quadcopters, drones and UAVs, particularly to the DJI product
range, and the Phantom line in particular. I have how to’s, product
reviews, tips, tricks, hints and information for beginners and those in the
early stages of the hobby. I film “on the kitchen table” to show people
that, like me, you don’t need a workshop and an array of specialist
equipment and years of experience to get started and progress with flying
these amazing aircraft and enjoying making great aerial videos and stills.
So if you have bought, or are thinking of buying, a DJI Phantom, Phantom
FC40, Phantom 2, Phantom 2 Vision or Vision+ or Plus, or even building your
own DJI Flamewheel F450 or F550, we can do it… on the kitchen table!


Richard Cook says:

Thank you Simon……Ive now joined FPV.UK it took 2 mins….!

Guy Outcast says:

Although FPV covers you for Europe you do need an extra policy if you
choose to fly in Switzerland. I was due to fly out to Lauterbrunnen to
shoot Base jumping recreationally whilst taking stills as well. Their
requirements for any model or quadcopter usage states 1 million Swiss
francs policy must be held with you at all times(£747,023) & available to
show on request. Soon as in was informed that I obviously didn’t fly the
phantom as the cost of that policy under their government requirements is
huge. Also their laws on where you can fly is very restrictive , much more
so than the UK regarding flying near people or buildings. Also to add to
this a total no fly zone is in place within 5 km of any sky slope or
climbing etc due to air traffic from helicopters. Do so at your own risk!

FPV Portugal says:

For Portugal what is available?

Shaun Matthews says:

Great information Simon, may sound boring but most important for us flying
our machines.

heli10 says:

Simon,do you know why the app update won’t let you download the manual?
Also would you do a video on all the app settings?

Cheers mate

René Nieuwenhuis says:

I was on FPVUK. I can’t find a source that’s telling me who is gonna pay
the money if I should need it. No rules or restrictions? The fee is fine
but if they don’t pay there is no reason to join. It would be nice if they
share some more information. 

John Goodwin says:

A very important must have…………………..Thanks for the info Simon,
keep them coming.

Can we have soon indepth info on latest app for Phantoms issued 23/01/2015
ver 1.0.46

StewL2000 says:

Simon
Another informative video, I have just joined the FPVUK, Thanks.

LRW films says:

Thx Simon, took out FPVUK insurance based on your advice last year,
excellent informative website as well, cheers Mark

James Tepedino says:

hi simon, well you just hit on a topic that I can add my 2 cents. I am a NY
insurance broker for 43 years and I can tell you that your homeowners
policy covers liability for the quadcopters, of course no business
exposures are covered and I would recommend that people join the ama and
receive another 2mil worth of liability coverage. I cannot speak for the
other states but every pilot should inquire on their own state insurance
policy. I believe that the ama is excess insurance over a primary policy
like your homeowners policy. again measure twice, cut once. regards

Luis Botella says:

Hi Simon! I’ve been reading in FPVUK and I have a question. I’m flying in
Germany and Spain, and it’s quite obvious that the insurance will cover the
problems that you have when you are actually following the rules of the
country where you are. [that means that in Spain you can just fly hidden
and in fields or mountains]
But my point is if you install an FPV (still with the P2 without FPV) but
you use the AVL58 lite, for example, you are using a 5,8Ghz transmitter,
which is, if I’m not wrong, illegal in Germany and many other countries…
So, this FPVuk will cover you?
I’m strugling a bit with installing the fpv because of the legal
frequencies, and my actual liability insurance told me that I’m covered
just if I can provide a document from DJI where they say that there is not
legal requirement for an insurance; So my insurance covers it if i don’t
have to hire a legal insurance by law (which is the case in Germany) but I
can’t prove it to them because there is no such a document from DJI…
What a mess of comment, sorry, I hope you can help!
Luis

rigsby71 says:

Yes, I was looking at FPV dot Org the other day, just signed up now, very
good value.

PeeeJayz says:

got mine through FPVUK. Was cheap and easy to setup.

Andy Golesworthy says:

Another informative video, let’s hope that anybody that takes our hobby up
has this insurance in place. I joined the BMFA as soon as I got my Phantom
2.

Frank Aldous says:

BMFA have a new insurance category – for UAV-S
2. DATA, DEVELOPMENT AND DEMONSTRATION FLIGHTS (new): Flights
undertaken where the primary purpose is other than Sporting and
Recreational as defined in ( 1) above, but where the pilot does not
directly benefit financially as defined in Aerial Work (3). This includes
the capturing of data including images and film footage, flights carried
out for the purpose of product development, training/testing (other than
in respect of the BMFA achievement schemes and sport and recreation as
defined in (1) above), education and commercial demonstration (trade
display flights). 

Glynne Slack says:

Could I ask if anyone living outside the UK has taken up insurance with
FPVUK without having a UK address? 

xphilclarkx says:

Hi Simon been thinking about insurance for a while and perhaps put it to
the back of my mind thinking it was boring and maybe a cost that I didn’t
need but this has jogged my memory and informed me about the fpvuk. Site
that I didn’t know about so thanks. Just a quick question does the
insurance cover all land in the uk ie parks and fields and not just private
land with the owners permission? I’ve looked on the website and it doesn’t
state either way. Just says at home and in Europe and MOD land. Probably a
stupid question but just want to make sure.
Thanks 

Glynne Slack says:

Excellent video Simon, don’t feel so bad about my insurance quote of 207
euros here in Spain, after seeing the quote of over 500 dollars for
airtography, but I assume that is for commercial use.

but would be grateful if anyone living in Spain has any input they could
give me regarding insurance. I am a full time resident so do not have
access to a UK address, needed in order to join FPVUK

Airtography says:

I have Costello Insurance in the US. The company mainly insures airplanes
and helicopters, is a for profit organization and sells a policy for $595
that provides $500,000 in liability (non-commercial) for 1 year. Now that
I know there are others for a lot less, I’ll be looking into then, Thanks
for another great down to earth tip!

Bruce Wallin says:

Thanks again Simon, right on topic as usual.
Here in the US, while the AMA is the main body for this liability
insurance, to be covered by this insurance thru a paid membership, we still
need to follow the safety guidelines as outlined in the “Know Before You
Fly” web site. This site, which is an education campaign founded by the
Association for Unmanned Vehicle Systems International (AUVSI), the Academy
of Model Aeronautics (AMA), and the Small UAV Coalition in partnership with
the Federal Aviation Administration (FAA) in the US, is to educate
prospective users about the safe and responsible operation of unmanned
aircraft systems (UAS). That being stated one should follow the basic
safety premise of “If you are not sure, then don’t do it”, which is always
a good path in most anything that involves safety as a core principle and
for most of our activities.
Again, good talking points Simon, for the beginning of a safety mindset.

Frank Aldous says:

Hi Simon here is the response from the BMFA re- coastguard etc use

Hello Manny,

Regarding the D & D policy extension.

I live on the coast and wondered if this extension would cover me if I
was to:

1: be invited to join the coastguard in their training exercises – with a
view to being “available” to help with searches.?

or

2: Be called upon to help search & rescue as a one off?

Both cases no payment offered or accepted.

Thank you for your Email.

Provided that you are operating lawfully then the D, D & D insurance will
provide cover for the activity described.

With kind regards

Manny Williamson
Development Officer

Tel: 0116 2440028
Fax: 0116 2440645
email: admin@bmfa.org

The Society of Model Aeronautical Engineers Limited
T/A The British Model Flying Association

Paul Miller says:

Hi Simon, as you know I have mine from your recommendation from a previous
Kitchen Table where you were drinking a Hope Springs Shiraz-Petit Verdot
2013 from South Africa. Just a quick note to let you know a thread has
opened on the Facebook Group that I am part and is basically saying that
you can add your Quads to your home insurance. One even had a fly away and
got paid up. Well worth a phone call to your insurance provider. I think
the Insurer he mentioned was more than. Once again Tip-Top video. Thankyou.

Gavin Brookes says:

Goin sell my phantom you cant fly these things near anything interesting
due to current caa rules etc. Even with insurance/permission ts very
difficult not to put yourself in a vulnerable situation. Ive spent a week
trying to go through the proper channels!

Giles Bertenshaw says:

I’ve just joined fpvuk but could only find 6 months membership at a time?

marc nichols says:

well Simon a Drone was found on the White House lawn so these people that
are doing this is just going to make it tuffer on us im guessing the
battery ran out just letting you know about our news here

Blueflush says:

Thanks Simon. I’ve had insurance on my mind this last few days since my
Phantom 2 Vision decided to drop like a brick out of the sky last Friday. I
was flying it according to the regulations away from buildings, etc, but
when I went to retrieve it an elderly woman claimed it ‘just missed her
head’. She was lying of course because I was taking care not to fly near
people and the video showed that…but just suppose it had not come
directly down but crashed at an angle and hit her?

I now have insurance.

Gavin Brookes says:

In your video you say about approaching the council to fly. Do you have a
copy of the risk assessment that you used to share with the viewers? Think
this would be helpful for folk or even maybe doing a video on preparing one
and going through the safety features for when approaching people when
requesting to fly on there land may it be council, private etc. basically
think its a good idea to have a risk assessment but feel alot of people may
not know how to present it? 

marc nichols says:
ghosttjr2 says:

You make me thursty

Write a comment

*

* Copy This Password *

* Type Or Paste Password Here *

CommentLuv badge