Why Should I Carry an Insurance Policy with Liability Insurance | Fontana Personal Injury Attorney

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Why should I carry an insurance policy with liability insurance? How will this help me in case I am in an accident?

http://www.davidrickslaw.com/

David Ricks of the Inland Empire Law Group talks on why you should carry an inusrance policy with liability insurance. David H. Ricks provides legal services in the following personal injury practice areas: Car, Truck, Motorcycle, Pedestrian, and Cyclist Accident Cases
*Slip and Fall Accidents and Premises Liability Cases
*Dog Bite and Animal Attack Cases
*Medical Malpractice and Surgical Error Cases
*Wrongful Death Cases

8600 Utica Ave., Suite 200
Rancho Cucamonga, CA 91730
TELEPHONE: (909) 481-0100

Welcome, my name is David Ricks, and I am a personal injury trial lawyer in Rancho Cucamonga, and the principal of the Inland Empire Law Group. I am going to talk about liability insurance for a few minutes, and this video is intended to help you to get liability insurance before an accident occurs. Here’s why it is so important. If you are driving without insurance and you get in an accident, that is going to eliminate your ability to recover for your injuries. Its called proposition 213 and it was passed years ago and basically what it says is, except under certain circumstances if you do not have liability insurance for you as a driver or for your vehicle and you get involved in an accident, and you are not at fault, the only thing that you can recover is what is called economic damages. These are things such as medical expenses, loss of earnings and property damage. But you loose out on the opportunity to recover for the non-economic damages. That would be the pain and suffering, the disfigurement and things of that nature. Let me give you an example of a situation that actually happened here at our office. A young lady had gotten involved in an accident and as a result of that accident she suffered a significant scar to her face. The medical expenses were not very much, but the scar to her face left her permanently damaged. Unfortunately her insurance had lapsed, just a short time before the accident. All I could do for her was get her the medical expenses and her loss of earnings. But what I couldn’t get for her was all the damages she had suffered emotionally and physically for that disfigurement. It is so important that you don’t drive without insurance and you do not expose yourself and your passengers to the inability to recover the damages and the loss that they may have suffered in an accident. So if you are in that situation, find someone that can help you. There are programs through the state of California that can give you low cost premium insurance. That will help you meet your requirement so that you do not suffer the losses that my client suffered because she didn’t have insurance. I’m David Ricks, and I want you to be safe out there, and I want you to make sure that you have the right to all that you deserve if you are involved in an accident.

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