Errors and Omissions insurance is not only needed for a professional service business but may also be necessary
if you are regularly giving advice or recommendations to customers, clients or another party.
Law suits may arise from you or your employees failure to render services properly.
Included in this coverage is the full cost of defending against a negligent claim made by a client.
Losses from these type of claims can be in the thousands and even millions for many business owners.
You may already have a general liability insurance policy in place
but your business may still be liable for the professional services that you offer.
For example, a real estate firm in the Scottsdale Quarter has obtained a business owners package policy
but the realtors in the office are regularly giving real estate advice to their clients.
Professional liability is a must have for this company and each of the realtors.
There are many different types of businesses that could need a professional liability policy included but not limited to:
Lawyers, Salon and Beauty Services, Real Estate Professionals, Consultants, Doctors, Contractors, Event Planners
Engineers, Assisted Living and Staffing Facilities, Technology or IT E&O, Home Health Care, Non-Profit or Corporate D&O
I recommend discussing your professional liability and other business insurance needs
with a local insurance broker at Smart Move Insurance in Scottsdale, Arizona.
They are available online at smartmoveinsurance.com or over the phone at 480-397-9525.
Smart Move Insurance:
8111 E Indian Bend Rd Ste 2
Scottsdale, AZ 85250
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